A crypto card lets you pay with the crypto you hold wherever cards are accepted. With Rumto you top up your crypto wallet, move funds to a virtual Visa or Mastercard and pay with it online, in shops through Apple Pay or Google Pay, and while travelling.
How it works
- Top up your Rumto wallet with crypto. More than 100 coins are supported, including USDT, USDC, Bitcoin, Ethereum, Solana and BNB. The app shows the full list and the networks for each coin.
- Get a virtual card in the app.
- Top up the card from your wallet. The wallet and the card have separate balances, and the minimum card top-up is 10 USDT.
- Pay with the card online, add it to Apple Pay or Google Pay, or use it for bookings and subscriptions.
Rumto cards
| Visa Universe | Visa E-commerce | Mastercard Business | |
|---|---|---|---|
| Issue fee | 29 USDT | 35 USDT | 50 USDT |
| Top-up fee | 2% | 3.5% | 3.5% |
| Monthly fee | None | None | None |
| Verification | Phone, ID and a selfie | Phone number only | Phone, ID and a selfie |
| Per-transaction limit | 80,000 USD | 20,000 USD | 500,000 USD |
| Valid for | 3 years | 5 years | 3 years |
| Apple Pay and Google Pay | Yes | Yes | Yes |
You’ll see the full terms, fees and country restrictions in the app before you buy a card.
Topping up the wallet with crypto
- Open the Home tab and tap Top up.
- Choose the coin you are sending and the blockchain network.
- Copy the wallet address or scan its QR code.
- Send the funds from another wallet or an exchange.
Make sure the coin and the network match on both sides and that the address is copied in full. A wrong network or address can cost you the funds. A top-up takes from a few seconds to 10 to 15 minutes, depending on the network; Bitcoin is usually slower.
More than a card
The same wallet stores USDT and USDC with no limit on the amount. From it you can send crypto to any address, transfer money to other Rumto users by UID, top up Steam and pay by QR in Thailand, Vietnam, Laos, Cambodia, Mongolia and the Philippines.
FAQ
Is this a crypto debit card?
It works like one. You fund the card from your crypto wallet and pay with the card balance. It has no credit limit.
Which crypto can I use?
More than 100 coins, including USDT, USDC, Bitcoin, Ethereum, Solana and BNB.
Can I use the card in Europe?
Yes, the card works online and with Apple Pay and Google Pay. Cards don’t work inside countries with restrictions, and the app shows that list before you buy.
Can I get a card with just a phone number?
Yes, Visa E-commerce needs only a phone number.
Is there a monthly fee?
No. You pay the issue fee once and a fee on each card top-up.