ChatGPT Plus and the OpenAI API are paid by card. You can use a Rumto virtual card and fund it with crypto: top up your Rumto wallet with USDT or another coin, move the money to the card and enter the card details in ChatGPT.
Which Rumto card works for ChatGPT
| Card | ChatGPT Plus | OpenAI API | Verification | Issue fee |
|---|---|---|---|---|
| Visa E-commerce | Yes | Yes | Phone number only | 35 USDT |
| Visa Universe | Yes | Yes | Phone, ID and a selfie | 29 USDT |
| Mastercard Business | No | Yes | Phone, ID and a selfie | 50 USDT |
For the ChatGPT Plus subscription, choose Visa E-commerce or Visa Universe. If you only pay for the OpenAI API, any of the three cards will do.
How to pay
- Get Visa E-commerce or Visa Universe in the Rumto app.
- Top up your wallet with crypto and move funds to the card.
- In ChatGPT, open the payment settings and enter the card number, expiry date and CVV.
Cards don’t work inside countries with restrictions. You’ll see the list in the app before you buy a card.
If ChatGPT declines your card
Start with the card’s transaction history in the Rumto app. The reason for the decline is usually shown there. If it isn’t clear, check:
- that the card balance covers the payment;
- that the card is active and not blocked;
- the card number, expiry date and CVV you entered;
- your limits;
- that you’re using Visa E-commerce or Visa Universe for ChatGPT Plus, since Mastercard Business isn’t listed for the subscription.
If nothing helps, open Profile in the app, choose Support and describe the problem with a screenshot of the failed payment.
FAQ
Can I pay for ChatGPT with crypto?
OpenAI takes cards. With Rumto you pay with crypto indirectly: you top up the wallet with crypto and pay ChatGPT with the virtual card.
Will Mastercard Business work for ChatGPT?
Not for ChatGPT Plus. For the OpenAI API, yes.
Which card is easiest to get?
Visa E-commerce: verification is by phone number only.