AI tools bill by card, usually as a monthly subscription or pay-as-you-go API credit. A Rumto virtual card works for the main ones. You top up your Rumto wallet with crypto, move funds to the card and add the card in the tool’s billing settings.
Which card works for which tool
| Tool | Visa E-commerce | Visa Universe | Mastercard Business |
|---|---|---|---|
| ChatGPT Plus | Yes | Yes | No |
| OpenAI API | Yes | Yes | Yes |
| Claude | Not restricted | Yes | No |
| Cursor | Yes | Yes | Not restricted |
| Perplexity | Yes | Not restricted | Yes |
“Yes” means the tool is on the card’s list of supported services. “Not restricted” means it isn’t on the restriction list but isn’t confirmed either.
If you use several tools, Visa Universe covers ChatGPT, Claude and Cursor. Visa E-commerce covers ChatGPT, Cursor and Perplexity and needs only a phone number to issue.
More details: How to pay for ChatGPT, How to pay for Claude.
How to pay
- Choose the card for your tools and get it in the Rumto app.
- Top up your wallet with crypto and move funds to the card.
- Enter the card number, expiry date and CVV in the tool’s billing settings.
Cards don’t work inside countries with restrictions. You’ll see the list in the app before you buy a card.
FAQ
Can I pay for AI tools with crypto?
The tools take cards. You fund a Rumto card with crypto and pay with the card.
Which single card covers the most tools?
Visa Universe or Visa E-commerce, depending on the tools: see the table above.
What if the tool declines the card?
Check the card’s transaction history in the app for the reason, then the balance, card status and details. See Why is my card declined?