Visa E-commerce is Rumto’s starter virtual card for online payments and subscriptions, with a Singapore BIN. You only need a phone number to get it, and it’s valid for 5 years.
What it’s for
- Shopping in online stores.
- Subscriptions to services and apps.
- Payments on websites and in mobile apps.
It works with Apple Pay and Google Pay, so you can also pay with it in shops. You can’t withdraw cash with it.
| Feature | Status |
|---|---|
| Online purchases | Available |
| Subscriptions | Available |
| Apple Pay and Google Pay | Available |
| Cash withdrawal at ATMs | Not available |
| Payments in shops with Apple Pay or Google Pay | Available |
Verification
The card needs the basic level of verification, KYC Level 1: a phone number.
Fees
| Fee | Amount |
|---|---|
| Issue | 35 USDT |
| Card top-up | 3.5% |
| Authorization up to 1.00 USD | 0.10 USD |
| Authorization over 1.00 USD | None |
| 3-D Secure | 0.03 USD |
| High share of declined payments (over 10%) | 0.80 USD |
| Transaction | None |
| Monthly fee | None |
The issuer may add its own charges, such as a currency conversion fee, depending on the card’s country of issue and the currency of the payment.
Limits
| Limit | Maximum |
|---|---|
| Minimum top-up | 10 USDT |
| Maximum top-up per operation | 1,000,000 USDT |
| Per transaction | 20,000 USD |
| Per day | No limit |
| Per month | No limit |
When to choose it
Choose Visa E-commerce if you’re new to digital payments, mostly pay online and for subscriptions, or want the card with the simplest verification. It is confirmed for ChatGPT, Cursor, Perplexity, the App Store, Google Play and AliExpress.
Cards don’t work inside countries with restrictions. You’ll see the list in the app before you buy; it may be updated as international rules change. All current lists are in where Rumto cards work.